Fractional Finance Director
Board-level financial judgement, for the decisions that warrant it.
Not every business needs a full-time Finance Director. Most growing businesses do, however, reach decisions that deserve one: funding, pricing, acquisition, a major hire, or a plan that has to survive contact with reality.
Where Bluevista fits
Three different jobs. Often confused.
A good accountant is essential. They are not, however, doing the same job as a Finance Manager or a Finance Director. Understanding the difference is usually the first useful conversation.
Accountant
Compliance and history
Statutory accounts, tax returns, filing obligations. Accurate, necessary, and looking backwards.
Finance Manager
Control and visibility
Month-end, management accounts, cashflow, budgets, reporting and financial process — the running of the finance function.
Finance Director
Direction and challenge
Strategy, commercial modelling, scenario analysis, funding and growth decisions at board level.
Bluevista provides the middle layer as a service, with the senior layer available when the decisions warrant it.
The trigger points
Decisions that are expensive to get wrong
Funding
Raising or refinancing
Preparing a business, and a set of numbers, that a lender or investor will take seriously – and understanding what the terms actually cost you.
Planning
Budget and scenario modelling
A plan built from how the business actually earns, with the downside modelled rather than assumed away.
Pricing
Margin and commercial structure
Which work earns, which work only looks like it earns, and what has to change for the mix to improve.
Growth
Hiring, capacity and investment
What the business can afford, when, and what has to be true for the next hire to pay for itself.
Fractional FD input is available as part of an ongoing Finance Manager engagement, or as a defined piece of work in its own right.
Bluevista uses BlueChasqui, a separate finance-management platform, for the forecasting, scenario analysis and decision support behind this work.
Start with a finance review
A straightforward conversation about how your finance function runs today and what would have to change for it to tell you something useful. No obligation, and no pressure to move your accounts.